Protection decided by rules. Paid by PayPal. Explained by AI.
When a public measurement crosses a threshold, a fixed payout is sent automatically. Every step is written to a public audit log. Sandbox only, and not insurance.
Subscribe
US$2 a month with PayPal Subscriptions, for you or a relative abroad.
A quake is judged
USGS data, confirmed by a second agency (EMSC worldwide, BMKG in Indonesia), against a public table of magnitude and distance.
Paid and proven
PayPal Payouts sends the money. Every action lands in a hash-chained audit log.
The pilot right now
Live earthquakes
Real recent earthquakes from BMKG, with the areas ARKUS protects and the quakes its rules have judged.
Source: BMKG open data (data.bmkg.go.id) and OpenStreetMap. Locations of protected areas are blurred to about 11 km. Click the map to fill the sign-up form.
Show the earthquakes as a list
Latest earthquakes
Get protected
Try the rules (nothing is paid)
Pick a scenario or type your own quake and insured location. This is a dry run of the public payout rules.
Claims and decision memos
Public audit trail
Operator console
Needs the admin token (kept only in this browser tab).