ARKUS Guard
Parametric earthquake protection pilot

Protection decided by rules. Paid by PayPal. Explained by AI.

When a public measurement crosses a threshold, a fixed payout is sent automatically. Every step is written to a public audit log. Sandbox only, and not insurance.

Subscribe

US$2 a month with PayPal Subscriptions, for you or a relative abroad.

A quake is judged

USGS data, confirmed by a second agency (EMSC worldwide, BMKG in Indonesia), against a public table of magnitude and distance.

Paid and proven

PayPal Payouts sends the money. Every action lands in a hash-chained audit log.

The pilot right now

–Reserve available
–Kill switch
–Claims
–Audit chain

Live earthquakes

Real recent earthquakes from BMKG, with the areas ARKUS protects and the quakes its rules have judged.

Map layers
Depth under 60 km 60 to 300 km over 300 km Circle size = magnitude
Protected area, 50 km and 150 km radius Simulated quake

Source: BMKG open data (data.bmkg.go.id) and OpenStreetMap. Locations of protected areas are blurred to about 11 km. Click the map to fill the sign-up form.

Show the earthquakes as a list

Latest earthquakes

Get protected

Anywhere in the world. Or click the map. Your exact position is never published: the map blurs it to about 11 km.

Try the rules (nothing is paid)

Pick a scenario or type your own quake and insured location. This is a dry run of the public payout rules.

Choose a scenario to see which rule applies.

Claims and decision memos

Public audit trail

Operator console

Needs the admin token (kept only in this browser tab).